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We offer the best rates and terms for all of your life insurance needs. Click on the video for more information on how we can help you.
SERVICES

We Provide the Best Life Insurance Policies at the Best Rates

We offer many different types of life insurance policies from life insurance with living benefits, mortgage protection, no exam life insurance and high-risk life insurance.
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life insurance

Ruiz Agency is Powered

by Equis Financial


Life Insurance with Living Benefits

& IUL-Index Universal Life 

As an IMO(Independant Marketing Office) Powered by EQUIS FINANCIAL it allows us to offer our customers the best policies at the best rates by becoming a one-stop-shop for all your life insurance needs. Contact us today to see if you qualify and see how you can benefit WHILE ALIVE by one of our life insurance plans. 
SERVICES
How can I get my benefits before I die? 
"You may want to nickname this one THE TRIPLE PLAY OF LIFE INSURANCE"

Your Georgia Life Insurance Expert

WILLIAM RUIZ

William Ruiz has over 20 years of experience in the industry of customer service. And since 2014 he jumps ships from Real Estate into the LIFE INSURANCE industry, a RECESSION-PROOF industry that will help you stay on top of your finances after your death or EVEN IF YOU DON'T DIE. He will work in getting YOU, his customer, the BEST LIFE INSURANCE with LIVING BENEFITS, all at the same price as the OLD TYPE of life insurance. He has the knowledge and experience to get you through the process swift and painlessly before, during, and after the loss of your loved one. Contact William today with any questions you may have about acquiring quality life insurance at an AFFORDABLE price for you and your family.

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THE RUIZ AGENCY CORPORATE OVERVIEW

 What we do? How we do it? Who we look for in clients? How we get paid? and How often we get paid?

WHAT PEOPLE ARE SAYING

"I know him to be of good character as a classmate and honesty and very caring helpful person with a great passion for sharing great information with others."
Freddie Hollingsworth 
"He will be honest and not gear you to spend for his own interests but yours and your family."
Sonia Sepulveda
"William is a great agent. He was persistent in ensuring that I was fully insured. Thanks William!"
Annette Griswold

OUR SERVICES

OUR 20+ CARRIERS IS WHAT MAKES US UNIQUE

Life Insurance Made Easy!

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Location

 635 W Barnard St

Glennville, GA 30427
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FAQs
Who is Ruiz Agency?
 
Ruiz Agency is Georgia’s number one life insurance agency. No one in the state can get you better rates, better coverage, and give you more personal attention and care than we can. Let us prove it to you!

Ruiz Agency has been keeping Georgia’s residents covered with the right insurance plans for years. Choosing life insurance, whether for yourself or your entire family, can feel like an overwhelming task. But we’re here to walk you through the process so you can know exactly what you’re getting and at exactly what price. Ruiz Agency offers living benefits insurance, high-risk life insurance, and even no exam life insurance!

We believe you deserve quality life insurance plans no matter what. Our team will make sure you’re covered so that should the unthinkable happen, you don’t have to worry about those you leave behind. If you’ve got any questions, please don’t hesitate to call. We’re happy to help you evaluate your needs and find life insurance options that are just right for you. We’ll ensure with certainty that you’re getting the best value.

What are the main services your life insurance agency offers?

We offer Life Insurance with Living Benefits, No Exam Life Insurance, High-Risk Life Insurance, and Mortgage Protection Insurance with living benefits. Contact us today for your free quote. We have the industry knowledge and resources to get you the best plan that fits you and your family's needs, at the best rates.


A Life Insurance with Living Benefits provides an extra level of protection for you and your family. Living benefits of life insurance provide for an option to use his or her life insurance policy while still alive. The insured party does not have to die to use the policy. Many life insurance policies already have some living benefits built into the life insurance policy, and many can be used even as early as 30 days from the issuance of the policy. The benefit is often paid directly to the insured and it does not have to be paid back. 

The living benefit can be triggered by health events such as chronic illness, critical illness such as heart attack or stroke, or terminal illness. The policy will pay out while you are alive to help you and your family recover from major health setbacks. We are experts in the field of life insurance with living benefits. We can go through all the many options available to you and find you the best life insurance policy for your specific needs. Contact us today!

What is Mortgage Protection Insurance with living benefits?

Mortgage Protection Insurance pays off your mortgage if you pass away. The benefit is paid directly to your mortgage lender. Premiums typically stay level throughout the policy and the policy will expire once your mortgage is paid off. Mortgage protection insurance can save your house and give you peace of mind. You can also add riders to help with living benefits to your life insurance policy. 

These benefits typically include helping you pay off your mortgage if you become disabled and can’t work or lose your job. For instance, you could add a long-term disability rider that pays up to 60% of your income to help your bills if you become disabled and are unable to work. Adding riders will increase your premiums but can provide some extra peace of mind to protect your home in the face of an undesirable event. Contact us today. We will help you go through the many options and find the best policy at the best rate customized to your specific situation.

What separates Ruiz Agency from the rest?

At Ruiz Agency we the agents help people find the life insurance and retirement solutions they need to protect their families and their futures. We have partnered with industry-leading carriers to bring our agents a portfolio of products that they can be proud to offer you as a client. Our agent's follow-up with families that have requested assistance and work with them to create a solution that best fits their needs and budget. To include our latest Product INCOME PROTECTION w/LIVING BENEFITS or MORTGAGE PROTECTION w/LIVING BENEFITS. Give us a call to see if you qualify. When you give us a call, you will be connected directly to one of our friendly independent agents, so you can expect immediate attention to your inquiry.

How can we contact you?

Feel free to reach out to us with any questions you may have on life insurance and mortgage protection policies. We specialize in providing life insurance policies with living benefits. You can reach us by phone at (912) 610-2099 or by email at williamruiz.equis@outlook.com. We look forward to working with you and providing you and your family the peace of mind you deserve.
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